Current
Circumstances
The prerequisite for sound financial planning advice is
a full understanding of your current circumstances. At our first meeting we will begin to gather all the relevant facts
about your current financial arrangements, family and/or business circumstances.
Analysis
and Research
Armed with the necessary
information, we then conduct a full analysis of your current financial arrangements and their relevance to future requirements.
Any shortfalls needing attention will be highlighted, as will any alterations deemed necessary to existing arrangements.
Presentation of Our Advice
At this stage we put forward our generic advice and will discuss with you
our findings, supported by a written report. Sometimes our advice will include reference to areas not identified at the initial
meeting and suggestions for future action. It is at this point that we agree upon the actions to be taken and the timescale.
Specific Recommendations and Implementation
Agreement having been reached on the actions to be taken, we now provide
specific recommendations based upon the advice we have given and your agreement to a course of action. We will deal with any
necessary paperwork on your behalf; ensure that any legislative requirements are satisfied and that any service or product
providers' have all the necessary information to complete any contracts.
Ongoing Review and Advice
Your financial
plan, together with any financial arrangements put in place will need to be monitored to make certain that they are still
relevant, should either personal circumstances or market conditions alter in the future. Some of the recommendations we make
may be in respect of actions to be taken at a later date. For these reasons it is advisable that a periodical review takes
place and we will agree with you the frequency of reviews.
